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Questions about the change to CNA
1) Is CNA a good insurance company? How do they rank?
CNA has more than 50 years of experience insuring attorneys in the private practice of law, with more than 150,000 attorneys in their state programs.
They are rated “A” (Excellent), XV ( > $2 billion) by A.M. Best
2) What makes the CNA policy better for me?
While we encourage you to thoroughly review the CNA policy for all of the coverage afforded to you, the CNA form for the state of Pennsylvania includes expense reimbursement for certain privacy breach events, supplementary payments for expenses related to disciplinary proceedings and requires the written consent of the Named Insured to settle a claim. A sample form and extensive program details will be included with your CNA transition kit which will be mailed to you 90 days prior to the expiration of your current policy.
3) Can you tell me more about the 5% bar membership credit?
The Bar membership credit of up to 5% is available to members of the Pennsylvania Bar Association, the Philadelphia Bar Association and the Allegheny County Bar Association. The credit is applied to the premium for each member attorney only. If all attorneys in a firm are members of one of these associations, the total credit will accrue to a full 5% on the total policy premium.
4) Can you tell me more about the Risk Management Credit?
The risk management credit is 7.5% and is applied against the premium for each attorney who attends an approved risk management course. The credit is applied at the next renewal date and is good for two consecutive policy terms. Multiple coursework in this two year period will not increase the credit.
5) Does CNA offer coverage for part time attorneys?
CNA does provide an endorsement to the policy for part time attorneys at a reduced premium based on the number of hours worked. Part time is based on hours available to practice law, not billable hours.
6) What is this about loss runs? Do I need to ask for my loss runs?
Loss runs are a record of your claims with an insurance company and can show the nature of the claim, relevant dates, expenses and damages paid on your behalf. Loss runs are not required to become insured with CNA at expiration of your Westport policy. There is no need to contact Westport for loss runs since CNA is automatically accepting all expiring Westport policies into the program.
7) With whom will I be working at USI Affinity?
You will be working with the same friendly and knowledgeable representatives at USI Affinity that you have come to know over the years. We have also added new talent to our team to make sure we can provide a superior level of service. You can feel certain that your interests will be looked after with the care you deserve.