Business Overhead Expense
Important Information: Please Read
In response to the COVID-19 pandemic, New York Life has temporarily extended premium payment periods to ensure that impacted members continue to remain insured even if they are having difficulty making premium payments at this time.
If you have been impacted by COVID-19 or the Stay At Home orders and are having difficulty making premium payments, please contact us to see how we can help. While we cannot waive the premium due, we can work with you on a payment schedule to bring your premiums current over time.
For more information, please call us at 1-855-874-0262. We’re here Monday through Friday, 8:30 AM to 4:30 PM.
As a business owner, you are painfully aware that the bills keep coming even if you aren't there. It can be difficult to afford a sick day, let alone Long-Term Disability. Fortunately, PBA members have access to affordable rates on Business Overhead Expense Insurance. Coverage is available for individual, incorporated or partnership practices to help alleviate the burden of rent, employee salaries and other overhead expenses.
Click here for full plan Brochure
Click here to download an Application
Click here Understanding the Application Process
Need help deciding which coverage is best? For more information, including plan features, costs, eligibility, renewability, limitations and exclusions, download the brochure above. If you have questions, please call our licensed representatives at 1-855-874-0262.
Underwritten by New York Life Insurance Company, New York NY 10010 On Policy Form GMR
USI Affinity is licensed to transact business in all of the 50 United States and the District of Columbia.
USI Affinity's state of domicile is Pennsylvania.
AR Insurance License # 325944; CA Insurance License # 0G11911.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada.
New York Life's state of domicile is New York, and NAIC ID # is 66915.
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