LPL

Protect your firm....
                ...with affordable, broad coverage 


USI Affinity is proud to offer Virginia attorneys USI Affinity’s Lawyers Complete™ Program- a Lawyers' Professional Liability insurance solution that provides optimal coverage, competitive rates, and key features that you will not find in any other plan:


Key Highlights of the Program’s LPL Coverage Include:

  • Limits up to $10,000,000 available for all qualified firms
  • Supported by the strength of an “A rated” insurance company
  • Easy Claim Reporting
  • Free ERP (Tail) for retired attorneys in good standing who have been insured with the company for at least three years
  • Choice of defense costs inside or outside the limit of liability available for qualified firms
  • Liberalization clause – if the company adopts any revision that broadens coverage under the policy, it will apply immediately at no additional premium at any time during the policy period
  • Pro bono work is definitively covered

What is Covered:

  • Court attendance expense reimbursement $500/day to a maximum of $10,000 per claim and $50,000 in the aggregate, no deductible applies
  • The company will provide reimbursement of up to $25,000 per complaint and $50,000 policy aggregate for the defense of a disciplinary proceeding, no deductible applies and any payment is in addition to the limit of liability
  • Prior acts coverage for an individual lawyer working at a firm
  • Prior acts coverage available for lawyers joining a firm during the policy period (a new lawyer application and underwriting approval are required)
  • Multiple extended reporting period options, including an unlimited option
  • Subpoena coverage of up to $5,000 per policy period, no deductible applies and any payment is in addition to the limit of liability
  • Broad definition of legal services include services for others as a lawyer, arbiter, mediator, title agent, a notary public, or member of a bar association, ethics, peer review, or similar board or committee and as an administrator conservator, receiver, executor, guardian, trustee, or in a fiduciary capacity (excluding ERISA)