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Terms and Conditions

The information (Information) accessible to you the visitor (VISITOR) through your use of the USI Affinity web site (www.MyBarInsurance.com) is the result of the collection of many sources of material that are not under the control of your association, USI Affinity or its sponsors.

The VISITOR's Duties:
The VISITOR shall: (1) determine whether the Information obtained from or through the www.MyBarInsurance.com Website fulfills the needs and purposes of the VISITOR; (2) ascertain whether the VISITOR has the adequate legal rights to store, reproduce, or otherwise make use of the Information obtained from or through www.MyBarInsurance.com; (3) observe the requirements of any and all legal obligations that apply to Internet activities, including but not limited to obligations imposed by copyright, secrecy, defamation, decency, and export laws; and (4) exercise care to isolate any and all Information obtained through the use of the www.MyBarInsurance.com Website such that if this Information is contaminated or infected, it will not damage or affect the VISITOR's system or the VISITOR's information stored in that system.

Information
(Not warranted or guaranteed in any way)
The information provided by and through the USI Affinity Website is provided to the visitor on an as-is, as-available basis. USI Affinity makes no warranties to the visitor, either express or implied; including, without limitation, those of merchantability and fitness for a particular purpose.

USI Affinity does not warrant or guarantee: (1) the accuracy, quality, currency, validity, completeness, or suitability of the information obtained from or through the www.MyBarInsurance.com Website for any purpose by the VISITOR or others; (2) that any Information obtained by the VISITOR from or through the www.MyBarInsurance.com Website will be free of viruses, worms, Trojan horses, or any other contaminating or destructive entity; (3) that the Information obtained by the VISITOR to the www.MyBarInsurance.com Website will not contain adult-oriented materials, or any materials that some individuals may deem objectionable or offensive; or (4) that the performance of the www.MyBarInsurance.com Website will be uninterrupted or error-free, or that defects in the Information obtained from or through the www.MyBarInsurance.com Website will be corrected.

USI Affinity Not Liable
USI Affinity is not liable to anyone for any delays, inaccuracies, errors, or omissions with respect to the Information obtained from the www.MyBarInsurance.com Website or from the transmission or delivery of all or any part of that Information, or for any damage resulting from that Information or its use. USI Affinity will not be responsible for any resultant infection or contamination to the VISITOR's system as a result of contact with the Information provided by or through the www.MyBarInsurance.com Website. Any risk with regard to the quality of the information obtained, its accuracy, quality, currency, validity, completeness, or suitability, is attributed to the VISITOR.

In no event will USI Affinity be held liable to any party for: (1) any direct, indirect, special, punitive, or consequential damages (including but not limited to damages for loss of business profits, business interruption, loss of programs or information stored in a computer system, and the like), or any other damages arising in any way out of the availability of, use of, reliance on, or inability to use the www.MyBarInsurance.com Website or any information provided by or through the www.MyBarInsurance.com Website, even if USI Affinity has been apprised of the possibility of such damages and regardless of the form of action, be it contract, tort, or otherwise; or (2) for any claim attributable to errors, omissions, other inaccuracies in, or destructive properties of, any information provided by or through the www.MyBarInsurance.com Website.

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